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  <xs:element id="prg_RangeOneMember" abstract="true" name="RangeOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_ProvisionForAccountsReceivableCreditLossAndLoanLosses" abstract="false" name="ProvisionForAccountsReceivableCreditLossAndLoanLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_InternalUseSoftwareMember" abstract="true" name="InternalUseSoftwareMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodTwo" abstract="false" name="FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodTwo" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prg_AllowanceForDoubtfulAccountsTableTableTextBlock" abstract="false" name="AllowanceForDoubtfulAccountsTableTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsPreSpinGrantsInPeriodWeightedAverageExercisePrice" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsPreSpinGrantsInPeriodWeightedAverageExercisePrice" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="prg_ShareRepurchaseProgramExpensesRelatingToTheTenderOffer" abstract="false" name="ShareRepurchaseProgramExpensesRelatingToTheTenderOffer" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_FinancingReceivableCreditTermsPromotionalFeesPercent" abstract="false" name="FinancingReceivableCreditTermsPromotionalFeesPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPreSpinVestedInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPreSpinVestedInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prg_A2001IncentiveAwardPlanMember" abstract="true" name="A2001IncentiveAwardPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_PrepaidSoftwareExpenses" abstract="false" name="PrepaidSoftwareExpenses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_AuditInformationAbstract" abstract="true" name="AuditInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prg_IncreaseDecreaseOperatingLeaseRightOfUseAssetsAndLiability" abstract="false" name="IncreaseDecreaseOperatingLeaseRightOfUseAssetsAndLiability" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_ProgressiveLeasingSegmentMember" abstract="true" name="ProgressiveLeasingSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPreSpinForfeitedInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPreSpinForfeitedInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" abstract="true" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prg_LeaseMerchandiseSalvageValuePercentage" abstract="false" name="LeaseMerchandiseSalvageValuePercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_PrepaidLeaseMerchandise" abstract="false" name="PrepaidLeaseMerchandise" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_NumberOfInterestFreeInstallments" abstract="false" name="NumberOfInterestFreeInstallments" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="prg_IndefiniteLivedIntangibleAssetsIncludingGoodwill" abstract="false" name="IndefiniteLivedIntangibleAssetsIncludingGoodwill" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedCurrentLiabilitiesAccountsPayableAndAccruedLiabilities" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedCurrentLiabilitiesAccountsPayableAndAccruedLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_RestructuringRelatedActivitiesMember" abstract="true" name="RestructuringRelatedActivitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_ProceedsFromPaymentsForBusinessesAcquisitionsAndAssetAcquisitionsNet" abstract="false" name="ProceedsFromPaymentsForBusinessesAcquisitionsAndAssetAcquisitionsNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_DebtInstrumentCovenantComplianceAdjustedEBITDAPlusLeaseExpenseToFixedCharges" abstract="false" name="DebtInstrumentCovenantComplianceAdjustedEBITDAPlusLeaseExpenseToFixedCharges" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionAmount" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_ContractualCommitmentsFutureMinimumPaymentsDueInFiveYears" abstract="false" name="ContractualCommitmentsFutureMinimumPaymentsDueInFiveYears" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_UnusualOrInfrequentItemCybersecurityIncidentMember" abstract="true" name="UnusualOrInfrequentItemCybersecurityIncidentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prg_ViveSegmentMember" abstract="true" name="ViveSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodOne" abstract="false" name="FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodOne" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prg_DeferredCompensationLiabilitiesFairValueDisclosure" abstract="false" name="DeferredCompensationLiabilitiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_DebtInstrumentCovenantTotalNetDebtToEBITDARatioThreshold" abstract="false" name="DebtInstrumentCovenantTotalNetDebtToEBITDARatioThreshold" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prg_A2015IncentiveAwardPlanMember" abstract="true" name="A2015IncentiveAwardPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_PennsylvaniaAttorneyGeneralComplaintMember" abstract="true" name="PennsylvaniaAttorneyGeneralComplaintMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prg_EmployeeMember" abstract="true" name="EmployeeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_FairValueAssetsLiabilitiesMeasuredOnRecurringBasisLineItems" abstract="true" name="FairValueAssetsLiabilitiesMeasuredOnRecurringBasisLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prg_InventoryProvisionForWriteOff" abstract="false" name="InventoryProvisionForWriteOff" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_SwinglineLoansOnCustomaryTermsMember" abstract="true" name="SwinglineLoansOnCustomaryTermsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_FinancingReceivableOriginatedBeforeCurrentFiscalYear" abstract="false" name="FinancingReceivableOriginatedBeforeCurrentFiscalYear" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_RangeFourMember" abstract="true" name="RangeFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsPreSpinGrantsInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsPreSpinGrantsInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prg_AccruedUnrecognizedTaxBenefitsIncludingInterest" abstract="false" name="AccruedUnrecognizedTaxBenefitsIncludingInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisedInPeriodFairValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisedInPeriodFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_SignificantAccountingPoliciesLineItems" abstract="true" name="SignificantAccountingPoliciesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prg_CapitalizedInternalUseSoftwareAccumulatedAmortization" abstract="false" name="CapitalizedInternalUseSoftwareAccumulatedAmortization" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" abstract="true" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prg_FinancingReceivablePercentCurrent" abstract="false" name="FinancingReceivablePercentCurrent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_AccruedRealEstateAndSalesTaxes" abstract="false" name="AccruedRealEstateAndSalesTaxes" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_InventoryRecoveries" abstract="false" name="InventoryRecoveries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_ShareBasedCompensationAwardTrancheFourMember" abstract="true" name="ShareBasedCompensationAwardTrancheFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodPreSpinWeightedAverageGrantDateFairValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodPreSpinWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="prg_UnusualOrInfrequentItemsAndBusinessInsuranceRecoveriesPolicyTextBlock" abstract="false" name="UnusualOrInfrequentItemsAndBusinessInsuranceRecoveriesPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="prg_ContractualCommitmentsFutureMinimumPaymentsDueInTwoYears" abstract="false" name="ContractualCommitmentsFutureMinimumPaymentsDueInTwoYears" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_DebtInstrumentCovenantComplianceTotalDebtToAdjustedEBITDA" abstract="false" name="DebtInstrumentCovenantComplianceTotalDebtToAdjustedEBITDA" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prg_EffectiveIncomeTaxRateReconciliationUncertainTaxPositionPercent" abstract="false" name="EffectiveIncomeTaxRateReconciliationUncertainTaxPositionPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresPreSpinWeightedAverageGrantDateFairValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresPreSpinWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="prg_EffectiveIncomeTaxRateReconciliationIncreasesDecreasesAbstract" abstract="true" name="EffectiveIncomeTaxRateReconciliationIncreasesDecreasesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prg_ContractualCommitmentsFutureMinimumPaymentsDue" abstract="false" name="ContractualCommitmentsFutureMinimumPaymentsDue" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_UnrecognizedTaxBenefitsIncludingAccruedInterest" abstract="false" name="UnrecognizedTaxBenefitsIncludingAccruedInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_DeferredTaxAssetsOperatingLeaseLiability" abstract="false" name="DeferredTaxAssetsOperatingLeaseLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_RightofUseAssetImpairmentMember" abstract="true" name="RightofUseAssetImpairmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_SeniorUnsecuredNotesDue2029Member" abstract="true" name="SeniorUnsecuredNotesDue2029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_FinancingReceivableCreditTermsInterestRateFixedAndVariable" abstract="false" name="FinancingReceivableCreditTermsInterestRateFixedAndVariable" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_ShareRepurchaseProgramMember" abstract="true" name="ShareRepurchaseProgramMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_FICOScoreNoScoreIdentifiedMember" abstract="true" name="FICOScoreNoScoreIdentifiedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_AccumulatedDepreciationOnLeaseMerchandise" abstract="false" name="AccumulatedDepreciationOnLeaseMerchandise" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_AgreementOneMember" abstract="true" name="AgreementOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_RangeThreeMember" abstract="true" name="RangeThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_InterestAndFeesOnLoansReceivableMember" abstract="true" name="InterestAndFeesOnLoansReceivableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableAndVestedWeightedAverageGrantDateFairValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableAndVestedWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="prg_ProgressiveFinanceHoldingsLLCMember" abstract="true" name="ProgressiveFinanceHoldingsLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_DeferredCompensationArrangementWithIndividualContributionsByPlanParticipantsPercentageOfSalaryMaximum" abstract="false" name="DeferredCompensationArrangementWithIndividualContributionsByPlanParticipantsPercentageOfSalaryMaximum" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_MerchantRelationshipsMember" abstract="true" name="MerchantRelationshipsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_FairValueAssetsLiabilitiesMeasuredOnRecurringBasisTable" abstract="true" name="FairValueAssetsLiabilitiesMeasuredOnRecurringBasisTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="prg_ContractualCommitmentsFutureMinimumPaymentsDueInFourYears" abstract="false" name="ContractualCommitmentsFutureMinimumPaymentsDueInFourYears" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_FICOScoreLessthan600Member" abstract="true" name="FICOScoreLessthan600Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_AccruedVendorRebates" abstract="false" name="AccruedVendorRebates" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_NotesReceivableGrossChargeOff" abstract="false" name="NotesReceivableGrossChargeOff" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_WeightedAverageRemainingLeaseTermAbstract" abstract="true" name="WeightedAverageRemainingLeaseTermAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prg_FinancingReceivableChargeOffOriginatedPriorToCurrentFiscalYear" abstract="false" name="FinancingReceivableChargeOffOriginatedPriorToCurrentFiscalYear" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_ShareBasedCompensationAwardTrancheSixMember" abstract="true" name="ShareBasedCompensationAwardTrancheSixMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_ShareBasedCompensationAwardTrancheFiveMember" abstract="true" name="ShareBasedCompensationAwardTrancheFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPreSpinGrantsInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPreSpinGrantsInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prg_LesseeScheduleOfWeightedAverageDiscountRateAndWeightedAverageRemainingLeaseTermTableTextBlock" abstract="false" name="LesseeScheduleOfWeightedAverageDiscountRateAndWeightedAverageRemainingLeaseTermTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="prg_ContractualCommitmentsFutureMinimumPaymentsDueInThreeYears" abstract="false" name="ContractualCommitmentsFutureMinimumPaymentsDueInThreeYears" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_NonCashLeaseExpense" abstract="false" name="NonCashLeaseExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_DepreciationOfLeaseMerchandise" abstract="false" name="DepreciationOfLeaseMerchandise" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_FinancingReceivableChargeOffRevolving" abstract="false" name="FinancingReceivableChargeOffRevolving" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_FixturesandEquipmentMember" abstract="true" name="FixturesandEquipmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_PropertyAndEquipmentImpairmentMember" abstract="true" name="PropertyAndEquipmentImpairmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_AdditionsToLeaseMerchandise" abstract="false" name="AdditionsToLeaseMerchandise" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_LesseeOperatingLeaseExpectedIncreaseDecreaseInRentedSpacePercentage" abstract="false" name="LesseeOperatingLeaseExpectedIncreaseDecreaseInRentedSpacePercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prg_RangeFiveMember" abstract="true" name="RangeFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_FinancingReceivableUnamortizedFeesAndAllowanceForCreditLosses" abstract="false" name="FinancingReceivableUnamortizedFeesAndAllowanceForCreditLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_FinancingReceivableYearOneChargeOffOriginatedInCurrentFiscalYear" abstract="false" name="FinancingReceivableYearOneChargeOffOriginatedInCurrentFiscalYear" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_ShareBasedCompensationAwardTrancheSevenMember" abstract="true" name="ShareBasedCompensationAwardTrancheSevenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="prg_InternalUseSoftwareInDevelopmentMember" abstract="true" name="InternalUseSoftwareInDevelopmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_LeaseSupplementalCashFlowInformationTableTextBlock" abstract="false" name="LeaseSupplementalCashFlowInformationTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="prg_CreditFacility2014Member" abstract="true" name="CreditFacility2014Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableAfterAllowanceForCreditLosses" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableAfterAllowanceForCreditLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageExercisePriceRollForward" abstract="true" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageExercisePriceRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
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  <xs:element id="prg_SignificantAccountingPoliciesTable" abstract="true" name="SignificantAccountingPoliciesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="prg_NonEmployeeDirectorMember" abstract="true" name="NonEmployeeDirectorMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_November2021TenderOfferAndShareRepurchaseProgramMember" abstract="true" name="November2021TenderOfferAndShareRepurchaseProgramMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_ComputerSoftwareCapitalizedFeatureUpdatesMember" abstract="true" name="ComputerSoftwareCapitalizedFeatureUpdatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_POSPartnersMember" abstract="true" name="POSPartnersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_DeferredTaxLiabilitiesOperatingLeaseRightOfUseAssets" abstract="false" name="DeferredTaxLiabilitiesOperatingLeaseRightOfUseAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_DeferredTaxAssetsAdvancePayments" abstract="false" name="DeferredTaxAssetsAdvancePayments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="prg_AccountsReceivableCreditLossExpenseReversalExcludingDiscontinuedOperations" abstract="false" name="AccountsReceivableCreditLossExpenseReversalExcludingDiscontinuedOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_SeniorUnsecuredNotes6000Due2029Member" abstract="true" name="SeniorUnsecuredNotes6000Due2029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_IncrementalFacilitiesMember" abstract="true" name="IncrementalFacilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_RangeTwoMember" abstract="true" name="RangeTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformancePercentage" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformancePercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_LeaseMerchandiseNet" abstract="false" name="LeaseMerchandiseNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageGrantDateFairValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="prg_LeaseAgreementDomain" abstract="true" name="LeaseAgreementDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_FederalTradeCommissionInquiryMember" abstract="true" name="FederalTradeCommissionInquiryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpireDuration" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpireDuration" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prg_FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodThree" abstract="false" name="FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodThree" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prg_FourTechnologiesIncMember" abstract="true" name="FourTechnologiesIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_DefinedContributionPlanMaximumAnnualContributionsPerEmployeeTrancheTwoPercent" abstract="false" name="DefinedContributionPlanMaximumAnnualContributionsPerEmployeeTrancheTwoPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosurePolicyPolicyTextBlock" abstract="false" name="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosurePolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="prg_ScheduleOfDilutiveSecuritiesUsedInCalculationOfDilutedEarningsPerShareTableTableTextBlock" abstract="false" name="ScheduleOfDilutiveSecuritiesUsedInCalculationOfDilutedEarningsPerShareTableTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="prg_BookValueOfLeaseMerchandiseSoldOrDisposed" abstract="false" name="BookValueOfLeaseMerchandiseSoldOrDisposed" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_SecuredOvernightFinancingRateSOFRMember" abstract="true" name="SecuredOvernightFinancingRateSOFRMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prg_LeaseRevenuesandFeesMember" abstract="true" name="LeaseRevenuesandFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_FinancingReceivablePercentageOfLoanPortfolioPerFICOScore" abstract="false" name="FinancingReceivablePercentageOfLoanPortfolioPerFICOScore" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_AssetsAndLiabilitiesLesseeTableTextBlock" abstract="false" name="AssetsAndLiabilitiesLesseeTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="prg_UnvestedRestrictedStockWithVotingRightsMember" abstract="true" name="UnvestedRestrictedStockWithVotingRightsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_DebtInstrumentIssuancePercentageOfParValue" abstract="false" name="DebtInstrumentIssuancePercentageOfParValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumPurchasesPerSubscriptionPeriodShares" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumPurchasesPerSubscriptionPeriodShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prg_November2021ShareRepurchaseProgramTenderOfferMember" abstract="true" name="November2021ShareRepurchaseProgramTenderOfferMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_DebtInstrumentBasisSpreadOnVariableRatePercentageOfBaseRateBelowLIBOR" abstract="false" name="DebtInstrumentBasisSpreadOnVariableRatePercentageOfBaseRateBelowLIBOR" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_DentAMedInc.Member" abstract="true" name="DentAMedInc.Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_AllowanceForLeaseMerchandiseTableTextBlock" abstract="false" name="AllowanceForLeaseMerchandiseTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="prg_LeasesWeightedAverageDiscountRateAbstract" abstract="true" name="LeasesWeightedAverageDiscountRateAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prg_ContractualCommitmentsFutureMinimumPaymentsDueInOneYear" abstract="false" name="ContractualCommitmentsFutureMinimumPaymentsDueInOneYear" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_DefinedContributionPlanEmployerMatchingContributionToEmployee" abstract="false" name="DefinedContributionPlanEmployerMatchingContributionToEmployee" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestWeightedAverageGrantDateFairValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="prg_LeaseAgreementPeriod" abstract="false" name="LeaseAgreementPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prg_UnamortizedInitialDirectCostsOnLeaseAgreementsOriginations" abstract="false" name="UnamortizedInitialDirectCostsOnLeaseAgreementsOriginations" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prg_LeaseAgreementLeasePeriodUsedAsAssetUsefulLife" abstract="false" name="LeaseAgreementLeasePeriodUsedAsAssetUsefulLife" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prg_A401kDefinedContributionPlanMember" abstract="true" name="A401kDefinedContributionPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="prg_FinancingReceivableCreditTermsMerchantFeePercent" abstract="false" name="FinancingReceivableCreditTermsMerchantFeePercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_LeaseAgreementAxis" abstract="true" name="LeaseAgreementAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="prg_CybersecurityInsuranceMember" abstract="true" name="CybersecurityInsuranceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prg_FinancingReceivableCreditTermsMinimumPaymentRequiredPercentageofOutstandingLoanBalance" abstract="false" name="FinancingReceivableCreditTermsMinimumPaymentRequiredPercentageofOutstandingLoanBalance" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="prg_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformanceFactorAdjustmentInPeriodWeightedAverageGrantDateFairValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformanceFactorAdjustmentInPeriodWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="prg_IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" abstract="true" name="IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prg_OperatingAndFinanceLeaseCashPaid" abstract="false" name="OperatingAndFinanceLeaseCashPaid" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
